For visitors who want to tip properly in Vietnam, keep the right notes on them, and recover cleanly when the money goes to the wrong place or the wrong person.

For travellers who want to tip properly in Vietnam without hoarding dong or hunting ATMs — and who are heading out of the cities at some point.

For anyone renting a scooter in Hanoi, Hoi An or Da Nang who wants their deposit back, their passport in their own pocket, and no argument on the last morning.

Bank cards get declined, transfer apps can't pay market stalls, and local e-wallets take weeks to set up. Here's how the real options stack up for foreigners in Vietnam.

Bank cards get declined, transfer apps can't pay market stalls, and local e-wallets take weeks to set up. Here's how the real options stack up for foreigners in Vietnam.